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ibsawdust
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try having it 3 ways..Split the bills down the middle and then have an account in both your names..you both add say 10 percent of each paycheck to it..His will be more because he makes more but it is money that you both Can use to spend on agreed items...Personally My hubby and I put both our checks into the same account, we pay bills out of that and we each get our own allowance every two weeks to do with as we choose..This works better for us. |
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NONAME
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You should have one account! You should have a budget! |
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iiidontknowdoyou
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Married people usually pool the money, not keep it separate! |
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Heather B
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You need to be one. Meaning all your money goes in one pot and the bills get paid out of it. You are married now there is no yours and his any more. There should only be "ours." |
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luvlisteningtomusic
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What me and my husband did was put all of our money in one account. We pay the bills from it and both of us can spend it as well. His money is my money and visa versa. I was in your shoes when I moved in with him before I got married to him and almost didn't walk down the isle because of it. He made a lot more then I did and finally I told him it was very unfair. He finally seen the light and told me how sorry he was but he was afraid of being used. Well it has been 9 years together and 6 married. It is so much better that we have the same account. |
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♥Sabre♥
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Sounds as though you are a bit money hungry
when in a marriage money should be used together
one shouldnt pay more than the other because of the salary they make - |
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U Can't Handle The Truth
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WTF........are you married or are you roomates?
My wife and i put money in one account that funds 2 seperate accounts weekly. We get a few hundred each a week and the rest pays the bills.
All good here.....your finances are alll screwey |
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crownloriroyal
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Whatever happened to combined in a marriage? It shouldn't matter how much each of you make separately, there should not be a split of finances. When you get married it's because you both have commonalities to reach a same goal for the future (love also) so why would it be smart to keep things financially separate? |
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Tina
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Never heard of a married couple splitting the bills. Normally a married couple will put money into a checking account that has both names on it, to pay the bills. You should each be putting some money into that account for the bills to be paid. If you are making less then he is, then you should not be expected to be putting in as much money as he is in that account. There is something very wrong with how you guys are handling your money and bills. Maybe you should get a financial advisor to sit you both down to figure out what would be fair and how to get the bills paid. Be put on a budget...etc. |
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kidfree
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Marriage means that you are a team. You're supposed to share income and expenses. You should have a joint account and all money should be shared (not divided). |
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honeybeth
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Whats the point of being married if you live separate lives. |
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mnduke62
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My wife and I have been married for 17 years. She makes about 3 times more then I do (she is a lawyer and I am in computer software). We each have our own checking account and also one we share. She puts in about twice the amount that I do to pay bills. If we come up short, I will ask her for more. She keeps most of it in savings and I take a certain amount each check to put in my savings. That way if I need to buy her a present or if I want to go on a trip with the guys, I have a way to pay for it. This has work great for us. Hope this helps. Good luck. |
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helo pilot cfi
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not unusual to think as you do but do try this both of you regardless how who make more puts 60 % of his /her pay check into an account on paydays for monthly expenses keep in mind finaces squabbles lead to 40 & of all divorces |
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JustAskin
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Seems like married people would share everything; their bodies, souls, dreams, fears, and yes, MONEY!
I used to pay all the bills; mortgage, insurance, cars, utilities, etc. and my wife, who made considerably less than me, would pay for groceries and things for the kids; swim lessons, allowances, etc. She was also responsible for regular maintance of her car. I would usually pay for major repairs, etc.
I felt it was equitable, and it also ensured she had spending money of her own that she could spend any way she wanted. If she needed money, she could always access mine (no I did not make her ask). But there was enough trust, understanding, and communication that it was never a problem. I would do it that way again. |
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Teresa
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When a couple gets married it is NOT my bills and his bills,it is OUR bills.It is NOT my money and his money,it is OUR money.Marriage should make you ONE in EVERYTHING. When couples divides the bills,money and whatever it is sort of like being roommates, not a married couple that has truly joined into life together.You are still separated in a lot of ways.I just don't understand that point of view. |
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iwillmocku
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This doesn't sound like the proper attitude for a married couple to share. A marriage is supposed to be 2 equal partners investing equally. I make more than my wife, but at the end of the day, we put our earnings into the same joint account, transfer to our savings and other investment vehicles and pay all our bills out of the same checking. |
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plezplezplez
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i could never understand why it has to be my money and your money. if you are in a lasting relationship everything should be joint. |
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Jared
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If you guys choose to have separate accounts, then the finances and accounting methods shouls be individually set up as well. This creates an atmosphere similar to being roommates. As roommates, equal splitting of expenses is appropriate. However, if you decide to merge accounts as a trusting married couple might, then you can more easily plan for a future together, large purchases and investments with the added security of a larger balance. Good luck to the both of you. My wife and I had this same issue when we first married and combining accounts made so much more sense in the end. |
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C V
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Don't listen to "you shoulds", because this is one of those hot-button issues that could end your marriage. You and your husband need to discuss the finances and come to an accord that makes you both happy.
My wife and I have a joint account, and we both contribute to it. However, we each have our own individual accounts that we use to make any individual payments (such as our car payments, credit card bills, etc.) We both make about the same amount of money, so it isn't such a sore spot as it is for you. However, we pay shared (common) bills out of the joint. Occasionally, I'll kick in a little more (or she will) to cover unusual expenses or shortages.
I like this situation, because we have discretionary funds and don't need to get each other's approval for everything. However, having a budget helps us keep our overall costs down.
In your situation, maybe he could kick in a little more to the joint account, and you could pay the shared bills from it. Then, he could do what he likes with his money, and you with yours from there.
Just one possible solution. In the end, do what best supports marital harmony (but make sure both of you share the sacrifices.)
Good luck! |
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tweety
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1st of all I taught when you get married you become 1..Why not put both paychecks in the bank and just pay the bills no you pay this i pay that just pay all bills from both checks.Then what left over split. It shouldn't even matter who make more or less money. You 2 are married, not dating..there should be a difference. |
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plumb
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We don't split everything down the middle. But I pay for most of the vacation expenses and i take the family out for dinner frequently.
I'm not saying this is the right way but this is what we do and it seems to work. |
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Me :)
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Joined account is so much easier. After all you guys are married right? Talk to him about the situation. Either you guys come to an agreement or try something different like getting 1 account together and sharing each other's income. You're already sharing your lives, why not everything that comes with it? |
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Elizabeth
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How about if you both put a percentage of your income into a "bills" account - say 75%. That way you're both keeping 25% of your paychecks, and it's more fair. At the end of the month after the bills are all paid, move any excess money from the "bills" account to a joint savings account to pay for a vacation at some point.
I agree that you shouldn't be splitting the bills 50-50, but I do think that both of you deserve to have some of your own money to spend. |
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cindy_cee13
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When my husband and I married, we put all our income in two joint accounts. One for Savings and one for checking. If we need money individually, we just withdraw it. But, since we are a couple, we share household bills. No need to have separate accounts if you love one another. This way, if he makes more than I do, he dos not mind. He was out of work for a while, and I was the sole income, and we both lived off my income.
But, the problem is, that is is not his income and not my income; it is OUR income. Even if only one of us is working, it is still OUR income. And that system is perfect for us, because we love one another, even after 21 years of marrriage. |
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ivanjercenov
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You married...your bills are joint obligations...for the 36 years we have been married, both our checks go into the same checking account, and all bills paid from that same account.
For budgetary purposes, you might think of the timing of your paydays and when certain bills get paid by who's check...but splitting the finances as to who should pay which bill is adding too much to the mental gymnastics required to ensure all bills are paid and the savings are taken care of.
You are a TEAM aren't you? |
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MissE
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The answer is in the middle somewhere
We have an income discrepancy as well. We pay weighted. There is an adjustment in his favour as he owns the house and I don't pay rent. This way we both have money in our accounts we can spend and neither of us feels cheated.
Sure I use half of what he does, but due to his income we tend to spend more than I would if i were alone. Due to his salary he is accustomed to a level of luxury I simply could not afford on mine.
What you should also keep in mind is that now I live with him the utilities have not doubled The only went up by 1.5 times. Hence in order for the both of us to live the way he likes to live he needs to sponsor me a little and he happily does so.
We each look after the expenses of our own car, clothes etc. It works for us. |
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Jenn
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In a marriage everything should be y'alls (TX)
I have been with my boyfriend for two yrs now and we put our money together. |
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Star Dust
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you should split the major stuff
mortgage
light bill
gas bill
food
car payment
car ins
credit card (with the highest balance)
everything else let him pay
if the two of you have one account pay the bills whatever is left over 30% should go to savings and the two of you should spit the rest. It shouldnt be what's mine is mine. If he doesnt agree. The two of you should get couseling before this escalates into other problems.
good luck |
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tj
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Yes even split.Do you have money left over after you pay your half? |
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slipstreamer
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He should pay his share - which doesn't mean down the middle. Most women make less than men - that is a fact, regardless of job, title, skill, seniority, etc...It should be proportionate. You aren't a roommate. |
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