Am I responsible for a cell phone bill that my son ran up?

caffeinedisaster

If the phone is in YOUR NAME with YOUR SOCIAL, YOUR CREDIT will be the one that's affected.

If it shows up on YOUR credit and HE was the one who used the phone, you should take him to small claims court if you can't get the money out of him otherwise, but GET IT PAID!

Jenny R

Yours will, the bill and such was in your name not your sons so the bill is yours. You did the favor for your son now your stuck with it. It's really too bad. Has your son said he would pay you back for this or is he saying to bad so sad?

You should have gotten something in writting that your son was going to be responsible for the bill; which I'm sure you didn't do. Pay the bill learn a lesson and move on.

Dysturbed

You are responsible to pay for it. Let me explain, the reason we have co-signers is to guarantee the company that they will receive payment. If not from your son, then from you. You will ultimately be held responsible even more so if he is a minor. Next time, don't co-sign make him get his own. Your credit will ultimately be effected.

brother_lu

"my name with my social security number and credit"

you are responsible, especially if you signed/co-signed the contract..

not only that, but your credit rating is being severely damaged, even as we speak

as for him, he has no (legal) responsibility for paying it..

Mrs. Robert Pattinson

How old is your son? If he is older than 18 than legally he is responsible...did he have your permission to use your name and credit in the name of the cell phone? If not then he is also legally responsible.

If he is older than 18 than yes it is all on him

Lady A

If it's under your name, social and credit then your credit score will be the one affected. He SHOULD be responsible for paying the bill. If he won't you can take him to small claims court, but it will still be on your credit.

its his

Star!burst[:

well who runs a bill up that high i wud cancle it

Andi Analyzer

Your credit will be affected so the creditors are going to look at you as being responsible for it. In all honesty though, HE should be the one responsible to pay for it. But if you want to proctect your credit, and he refuses to pay it, you might as well bite the bullet & just pay it; at least then its off your credit and you can work it out w/ him later (have him pay you back or what not)

morokasvaklempt

WELL. the real question here is did you know that he was using your credit and social?? i dont think youre responsible for the charges put on the credit but, you knew that this was going on so if hes in collections with your name yes. your credit will be effected.

Meg

yours will but he should pay it it is only right for him too if not he is a poor excuse of a son

reneem1954_2000

If it is in your name and credit, it will be yours. Sorry. He should be good to you and pay on it or make arrangements. If not, you may have to take him to court.

Scott H

Uh, yeah...it sounds like your name is on the contract. You are ultimately responsible for the bill. You pay it and then collect from him. If he's over 18, let him acquire his own cell phone.

PEABUS

YOU SIGNED FOR IT, YOU GOTTA PAY IT.;...ALL YOU CAN DO IS TAKE HIM TO CIVIL COURT.

think of something for me

both because he ran up the bill and it was actually his phone he was using

Queen of HB

sorry that would be you my dear, your name your S.S.#

Shawn M

yours

Jenn

Sadly if its your name you are the responsible party. I've been through this with two family members in the past. You might be able to get the money out of him eventually since it is your son but until the bill is settled with collections they will come after you. Best of luck.

tharnpfeffa

Yours.

Plus Size Panther!

Yours, not his.

keri

yes you are.

the eyes have it!

yes you are responsible. sorry your son isn't man enough to fix his problem

uthockey32

The bill is in your name so it goes on your credit. If you want your money from him you'll have to take him to court, because as far as the cell company is concerned you bought the phone and you owe them.

woogey

If the phone was in your name, you are liable to pay for the bill. Tell your son to give you the money for the bill!

ctscott206

Unfortunately, you are. If it was in your name you are responsible. Sorry!

skszmom

You are responsible to pay the cel company but you can sue your son in small claims court for the cash. If you dont pay it will go on your credit.

billnted

If you got the cell phone in your name I would imagine it will be your resonsibility to pay for it.

Jack W

with your SS number and credit history attached to it you will ultimately be responsible. sorry.

April

Technically you are on paper. If you want him to pay and he refuses you will have ti sue him in court. Since its in your name the company cannot do anything to him.

Heart of fire

you said the magic word " under your name" you have to pay

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