Home     Links     Contact Us     Bookmark  
 
   Homepage      News      Legal Forum      Dictionary  
Home : Legal Forum : Insurance & Registration

Will I have to pay my deductible to get my car repaired?
Find answers to your legal question.





Will I have to pay my deductible to get my car repaired?

Today, I was making a left hand turn when a guy in his company van ran through a stop sign and slammed right into my front driver side door. A police officer showed up and got our information along with the information of a witness, who confirmed that the other driver had indeed ran the stop sign. The officer acknowledged that the other driver was at fault, but I'm not sure if the driver actually got a citation or not.

Since the other driver may or may not have gotten a citation, will I be required to pay my deductible for repairs or will the company's insurance cover all expenses?

My deductible is $1,000, so obviously I would like to avoid paying that if possible, especially since I was not at fault.


    




2009-05-22 23:06:11 +0000
Rating
YOU GO AFTER THE OTHER PAERSON'S INSURANCE FOR YOU REPAIR. NO DEDUCTIBLE IS APPLIED. SINCE THE OTHER PERSON WAS AT FAULT, YOU SHOULDN'T HAVE ANY PROBLEMS GETTING YOUR CAR FIXED WITH THEM.
NOW, IF THE OTHER PERSON HAS NO INSURANCE TO COVER YOUR REPAIRS AND YOU HAVE TO GO THROUGH YOUR OWN INSURANCE, ONCE YOU GET THE ESTIMATE FROM YOUR INSURANCE, VISIT A FEW BODY SHOPS AND NEGOTIATE THE DEDUCTIBLE AMOUNT WITH THEM. SOME BODY SHOPS, DEPENDING ON THE AMOUNT OF $ AND DAMAGE. MAY DO THE JOB WITHOUT YOU PAYING FOR ANYTHING.


2009-05-22 21:52:47 +0000
Rating
If the other driver is found at fault, his insurance pays the deductable, and generally, will allow you to get a rental...they usually give you like 20-25 per day, until the car is fixed. If it takes awhile though, you may have to pay the deducatable up front until everything gets worked out, and then you get your money back


2009-05-22 21:24:22 +0000
The fact the other driver was or wasn't cited does not mean he won't be found at fault. You need to make a claim with the other driver's insurance company and see where it goes from there.





 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:




Legal Discussion Forum



Copyright (c) 2009-2013 Wiki Law 3k Wednesday, October 1, 2014 - Trusted legal information for you.
Archive: Forum  |  Forum  |  Forum  |  Links
0.034