Home     Links     Contact Us     Bookmark  
 
   Homepage      News      Legal Forum      Dictionary  
Home : Legal Forum : Insurance & Registration

i am inshured to drive my car but i have no license what will happen if police stop me?
Find answers to your legal question.





i am inshured to drive my car but i have no license what will happen if police stop me?

the car is taxed and mot inshured but i have no license and only 16 years of age
Additional Details
also will i be arrested ? will the car be 100 % inpounded or is there a chance it will be parked up ?


    




Lover not a Fighter
You will get ticketed (at least) for driving with no license.

Since you cannot drive it home, the car will be impounded.


good Luck....


jess
the insurance will be void as you have no licence and you run the risk of killing some1 as you have not been taught how to drive i would think if i was you b4 you drive this car.


LONDONER
Rating
you will get three points.

you will be fined £60 on the spot.

Your call will be towed away. you could pick the car up the next day with a valid licence with the help of someone else, you have to pay £250 towing fee plus £15 a day.


Michael G
Rating
You will be arrested, your car will be taken off you (as you aren't insured to drive it being 16 and you have no license!). You will get points on your future license (if you are ever allowed to get one), be banned from driving, get a big fine. You may spend some time at her majesties leisure (in Juvie) or you may get community service (if you are lucky!) In short don't do it, you will screw your life up for quite some time!


josiejump1
Rating
The car will not be insured for you to drive as you have no license. If they stop you they may give you a fine and points on your licence. When i say points on your license they will go on your license when you get one as this happened to a friend.


Shrinking Violet
Right this does not add up. You say it has an MOT, ergo you are in the UK - you are either mistaken and/or lying about at least 2 points.

1) You cannot have a licence. You cannot even *APPLY* for a provisional until you are 17.

2) You cannot apply for insurance (note spelling) without a *FULL* UK licence (that's full as in 'having passed your test')

3) I've no idea what you mean by 'MOT insured'. An MOT is NOT insurance.

So we have 4 offences here: -

1) Driving without a licence (6pts/£1,000 fine/possible disq.)
2) Driving without insurance (8pts/£5,000/dsq not possible)
3) Driving without tax (£1,000 fine)
4) No MOT (£1,000)

So that's 14 points on a licence you don't possess and fines totalling £8,000! Wow!! You're going to have to get a helluva summer/weekend job to pay that lot off!

And, when you do get your licence - you won't be able to learn to drive (at least no respecting school will allow you) until the points are spent (I think that's 5 years now). They'll go on your provisional - and you'll not be allowed to start until you're 22 at the earliest (that's providing you're not banned the second you get your provisional!)


s m
Rating
u will get nicked.
ur car will be taken away too
u will hav to pay to get it out


Sir Fearnot
Serious fine. You are not insured if you don't have a license.


nosdda
If you are driving without a licence, then your Insurance is invalid. Read your insurance policy and it will tell you that you must comply with the Road Traffic Acts which means you must hold a license, as well as Road tax and MOT. So you would be driving with no license and no insurance as far as the law is concerned.


Kizzy
You'll have no need for insurance...your vehicle will be impounded and you may have a real problem getting a license after that.


sailor
Rating
If you have no licence, then you have no insurance


Amy H
Rating
in the uk you will be prosecuted for driving with no licence. also, you will need to be a named driver on the insurance and even if you are - the insurers would have based this on you having a licence, so any insurance will be void meaning you will also be done for no insurance. dont risk it, wait until you pass your driving test. you dont realise how easy it is for a child to run out into the road and be hit by a licenced driver, can you begin to imagine how you will feel if you are the person driving who hits over that child?


Peter K
Rating
What sort of insurance have you got? It certainly will NOT cover you for under-age driving without a license. It might cover it being stolen or set on fire but not you driving.


Fellside13
If you haven't got a licence then the insurance will be invalid.


sonners1
Rating
How have you managed to insure the car if you are not old enough to drive. I think you will find your insurance is invalid.


colin
Rating
police will throw the book at you and deservedly so,there is no way you can have insurance at that age unless you falsified your insurance proposal =NO INSURANCE Just wait until you are legal and then see how YOU feel when an uninsured driver runs into you.


WelshLad
How can you be insured if no licence!!!


bazza
Rating
YOU SHOULD BE THRASHED TO WITHIN AN INCH OF YOUR LIFE YOU ARE DRIVING A CAR EVEN THOUGH YOU ARE NOT ALLOWED TO, YOU ARE PUTTING INNOCENT PEOPLE AT RISK OF INJURY OR DEATH, EVEN IF YOU JUST CRASH ANY DAMAGE YOU CAUSE WILL COST THE OTHER PERSON TO REPAIR OR REPLACE NOT YOU YOU JUST WALK AWAY AND STEAL SOMEONE ELSE'S CAR, YOU ARE GIVING OTHER 16 YEAR OLD PEOPLE WHO FOLLOW THE RULES TO BE TARED WITH THE SAME BRUSH AS YOU, YOU MAKE ME SICK


Simon & Em M
Rating
you should be taken out the back of your house and shot.its idiots like you that make honest hard working people pay so much for our insurance what happens if you crash and kill some one in the other car or run a small child over i bet you dont even f***ing care you stupid dumb child what are your parents thinking or dont they care


God of the Trumpet
Rating
You will get arrested and you will have to pay a fine to get your car towed and likely another fine for driving without a license.


"isitme"
Rating
You'll be arrested, you are disqualified by reason of age.
You'll also be charged with no insurance as regardless of what you might think, you're not insured.


radstar67
Points and possibly a ban!

The insurance won't count if you do not have a valid license!


djdaveyuk
Rating
Your insurance is work F all mate if you don't have a licence. If you have a serious accident or injure someone you will be seriously F***ed. You shouldn't be driving without a licence.

It is because of people like you that our insurance premiums are so high.


Number 6
Rating
I think you will find the car is not insured for you to drive it if you don't have a licence / are not old enough.

If you get stopped - car will be scrapped, you get fine + ban.

If you're involved in an accident involving injury, could chance of jail.


champer
Rating
Idiot, you are not insured. One of the declarations you make when applying for insurance is that you hold a licence. You don't, therefore the insurance is invalid.

Your car will almost certainly be seized as is it is uninsured and if you don't bail it out within 7 days it will be crushed.

You are likely to be charged with

Driving other than in accordance with a licence
Driving while uninsured
Fraudulently attempting to obtain insurance


Maria
Rating
if your in the uk then you cant be insured to drive your can because you dont have a licence

your insurance is valid provided you meet legal requirements

you will have a lot to rish if driving the car you can get points on your licence(they will store them on file to add to your provisional when you finally get one)
they could take the car impound it or crush it leaving you with a lot of money to pay to recover it and they wouldnt let you have the car unless you take some one with you who is insured to drive the car- you will have to proove they are covered

my advise is wait till your 17 and dont break the law


stuartalan w
Rating
how can you be insured if you have no license


queenb357
You will be very likely to be arrested and charged with driving without a licence. By the way, if you haven't passed your driving test, then you will not be insured, unless you're driving on a parent's insurance, so you may be charged with driving whilst uninsured, too.





 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:




Legal Discussion Forum

 Can I register a car with my mom's name on the Bill Of Sale in Georgia?
My mother wants to send me a used car as a gift. She liveS in NY and i'm in Georgia, But her name is on the Bill of Sale. She bought the car used from a neighbor and it did not come with a Title....


 How Old Do You Have To Be To Get Your Driving Permit And License?
I was wondering how old you have to be to get your driving permit and your driving license in the United Kingdom....


 How do i get insurance if my parents don't have licenses?
I will be turning sixteen in a few months and my mom has agreed to buy me a 2010 BMW X5. The only problem with that is that i have heard that you can not buy insurance independently at 16. My father ...


 Is Allstate roadside assistance insurance the same as the allstate motor club?
Similar or not at all ?

That is, the one that is added on to insurance. I know the price is less. $5.80 every 6 months versus $48-52 per year.

Thanks

PS seems like ...


 Learning to Drive for a 21 year old.?
Hi, Im about to try to get my drivers license and I check the Official website for the rules and they mostly applied to teenagers, but I wasn't too sure what the rules are for some one who'...


 How where and how can I get cheap car insurance?
I lost my job last year and I'm getting back on my feet again and I'm looking for very cheap insurance because I still can't pay too much....


 If I am added as an added driver to a car, how much will the insurance be? Please see details:?
If my parents were to get a mini 2004 for example, and they both have no claims and no license points, (so their insurance is about £350 each) how much would it cost to add me (a new driver aged 17) ...


 NYC when do license plate normally expire?
1. NYC when do license plate normally expire?
2. When I do my license plate renewal, do I also renewed my vehicle (Vehicle Registration) at the same time?

Thanks in advance for all ...


 how to i get out of vtl codes 0375 31; 0401 01A; and 0402 01?
My car has a stock exhaust, I have gotten my registration in the mail after i got the ticket because my wallet was stolen, and I have taken the clear plate off my license plate that came from the ...


 Can I make an insurance claim for a car accident if I have no insurance?
I was in a car accident a couple days ago and have no insurance. The cops came, made a report, cited me, etc.

Now, I was wondering if I can make a claim against his insurance company for ...


 Have you ever been in a car accident?
...


 What would happen to you if you caused an car accident?
So my friend crashed into the side of a car when going past a red light. The 2 passengers went to the hospital and are still alive. What will happen to my friend?...


 car insurance question?
does anyone know of any car insurance compaines in PA that you dont pay for right away but when you get the first bill? See im getting a car tomorrow and want to save as much money as i ...


 Lady lied about car accident, can I call her?
I was involved in a small car accident which she swerved into my lane and hit my entire side and her front bumper was damaged. She told the insurance company it wasn't her fault and so her ...


 I got into a car accident with no insurance, but it was 100% his fault.....?
I was just wondering.....

I got into a car accident that was 100% his fault. I have no insurance and he did. My car got impounded and was wondering a few things....

If the ...


 can the insurance company really do this?
I scratched a car's wheelwell because it had parked too close behind me in a narrow driveway. I didn't see how close it was, until the scratch! Anyway, no big deal I thought. I gave my ...


 Roughly speaking, how much would it cost to insure a UK 17-year-old female driver for a Mini?
If I was to insure only myself for a 2004 Mini One/Cooper, how much would it cost roughly?
How much would it cost to insure myself for a 2004 Mini convertible too?

I am just looking, ...


 Some one hit my Husbands car while it was parked, What do I do?
I dont have a licence, I am not covered under his insurance. This past week, my mother was in town and they day she had to leave, she used his car to go to the store for snacks, I went with her ...


 can you have two valid drivers licenses?
One from the state of Virginia and the other from Washington State? One lady does and I was wondernig if that was legal? Her license plate is also from WA state....


 driving someones car without insurance?
If you drive someone elses car and that person has insurance but not you, and you get ticketed. do you also get ticketed for driving without insurance. is it possible to drive someones car without ...




Copyright (c) 2009-2011 Wiki Law 3k Tuesday, May 29, 2012 - Trusted legal information for you.
Archive: Forum  |  Forum  |  Forum  |  Links
0.074