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Can you cancel car insurance after an accident.?
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Can you cancel car insurance after an accident.?

I had an accident in July, my car was wrote off, I got the value of it from the other parties insurance company, it happened around the 2nd week of July, I thought I would be nice and pay the insurance of over £150 for July around the last few days of the month. It says in my insurance's terms & conditions if I wish to cancel my policy I need to write to them at least 7 days in advance of the next direct debit. I sent them a letter detailing my wish to cancel my direct debits and my car insurance, as I had no job and no car. Many people have told me you can legally cancel it after an accident without having to owe them anything. I was just wondering is this true. Thanks







Timbo is here
As the claim was seemingly not made on your insurance it should have been cancelled when the car was written off. You should contact them and discuss this as surley they owe you some money.


the kid
Sure.


jb
You can cancel anytime you wish without a reason.You're not driving anymore,hurry up and cancel it.


neverwinter
Call the insurance company. As you have claimed from the other party's insurer, you may be in luck, but it all depends on your small print. Generally you cannot cancel a policy if it has paid a claim, but if yours hasn't you may be able to stop it. Also be aware that there may be a cancellation charge.







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