Do I need to get a lawyer on my car accident, I have no medical records.?
Find answers to your legal question.
Do I need to get a lawyer on my car accident, I have no medical records.?
|
This is what happen:
Been to 3 car accident, my car is totaled, lost my job, depress, in pain and it is 100%fault of 1 of the car.?
Last Oct 2009 i have been to a 3 car accident. My car was totalled, I ws hit on the back on a red stop sign traffic lights by a woman and my car gor forward to the car on my front. I got sandwich by two cars. God is good I did not die as i am wearing my seatbelt. Did not call any ambulance as I thought I am OK, got some bruises on my two knee and legs. Police came and give a ticket to the woman on my back who is now 100% at fault. When I got home I went to the ER to be sure I am Ok and the doctor told me it is only some bruises and contusions . After 3 more days I am already feeling some pain and neck problems, shoulder, back, elbow, pain but the problem is I cannot afford medical bills. I went to a walk in clinic and pay $130 to see a doctor and he sent me to get an X-ray on my shoulder and neck and all is good but pain is still there. The insurance of the other party wants topay only $1000 for my car even thou i told him that the car was just recondition by a fren and the rim and tire were new and i am asking for another 1,000 but they donot want to pay. they say thats the only market value of the car. They donot want to authorized for me to have some pysical theraphy for my pain as they said they need proof first of all my medical records. Since then the adjuster is so hard to deal with. The one who hit me is not the owner of the cara and it is own by her husband and also no insurance too. so can i sue the woman on a small claim court. I live in Washington and also how long do i need to settle for my car and bodily damage. if I will not get a lawyer.
Another question?
Can I send a letter to the person who hit me that I will get her to small claim court because her insurance won't give me 2,000 for my car lost. Also, I donot have any medical records in my life time here in WA., only the one with the walk in doctors and the hospital at the day of the accident, is that enough to take them to court and get an attorney for my pain and sufferings???. Because I got depress with all my pain I quit my job and so I am doing only home remedies to fight the pain. I have no health insurance and cannot afford to go on walk in clinic again. Since the accident i only see one doctor, er and x-ray and after that i do my treatment at home with under the counter pills and home remedies.
i DO NOT WANT TO SETTLE YET CAUSE I REALLY NEED TO SEE WHAT WILL HAPPEN IN A YEAR WITH ALL MY PAIN CAN I DO THAT, WHAT WILL THE ADJUSTER SAY IF I DO NOT SETTLE YET?
|
MSAD
 |
Sure you can sue the other lady in small claims court....and her insurance company will hire an attorney to assist her with the law suit.
Just because you want another $1000 does not mean your car is worth another $1000. Rims don't increase the value of the car. If you want the rims, ask the insurance company if you can put the factory rims back on the car and you take your aftermarket ones. As long as you don't do any damage to the car and the factory rims/tires are in decent shape it should not be a problem.
The reconditioning you did to the car may not affect it's value at all. Last time I put a timing belt on my car it cost $400. But that does not make my car worth $400 more. The car's value is not changed at all - the car has to have a timing belt to be in good working order.
If you put a new engine in the car with lower miles than the old engine, again, that can increase the car's value because this engine has lower miles on it. But it will not add what you put into it.
But mechanical work that you have to do to keep the car running does not really increase it's value.
Now, in your reconditioning, if you had the entire car painted by a body shop for a cost of $3000. That will help the car's value - but does not add $3000. Think of it this way, if I was going to buy your car from you...why would I pay you $3000 for a new paint job? I wouldn't. I could buy a car like yours with the old paint job...take it to the shop of my choice and pay $3000 for a new paint job in the color of my choice and have what you have. But, I may be willing to pay $1000 more for your car over an identical car with an old paint job, just to not have the hassle of getting it painted myself.
If you don't like the other companies offer and you have collision coverage on your vehicle. You can always file a claim under your collision and see what they will pay you. No guarantee you will get what you want but if you have collision, they can make an offer.
As far as your injury claim is concerned: auto liability coverage is NOT like health insurance. They do NOT pay medical bills as you incure them. You do NOT get the adjuster to authorize treatment. If you need to see a dr you go.
Once you are done with treatment and have been released from the Dr care, then the insurance company orders copies of your medical bills/treatment. They evaluate that information and make a lump sum offer. In exchange for the settlement, you sign a release that ends the claim once and for all never to return.
The insurance company will not pay for lost wages because you quit your job.
Only you can decide if you want to hire an attorney or not. In general, an attorney takes 33% + expenses as his fee.
Here's the information I found on the statute of limitations. It looks like it's 3 years for a bi claim. http://www.edgarsnyder.com/statute-limitations/washington.html?ref=http%3A//search.yahoo.com/search%3Fp%3Dstatute%2520of%2520limitations%2520by%2520state |
|
Mushu
 |
Past medical records shouldn't be a problem. Do you have ANY past medical records from where you used to live? If so, then the insurance company may be able to use those.
The car is a different story. Some improvements on a car do not increase the market value. If you have receipts for the new rims, submit those to the insurance company. New tires may not make much difference as those may be considered regular maintenance. Unless you have receipts for everything that was done, the insurance company won't even consider the upgrades.
Also, do not in any way shape or form try to contact the other driver or vehicle owner. That would be interfering with the investigation. All correspondence/communication must be done with their representatives - the insurance company.
You did not mention anything about your own insurance company, what is their position in all of this? If you haven't notified them, then do not delay. Call them ASAP. They will be your best allies in this situation.
Quitting your job because of depression regarding the accident is not going to be in your favor. You are not eligible for compensation for that, or for the home/OTC remedies you are using.
Lastly, only you can decide if a lawyer is necessary. A lawyer will significantly delay the settlement of the case, and will ultimately take 1/3 of whatever settlement you get. Since your injuries are minor, a lawyer may not be in your best interest. Not to mention the fact that if you cannot afford medical care, you probably won't be able to afford an attorney, either. |
|
|
|
|
|
 Insurance dispute car accident who is at fault? |
| I live in Qld Australia and was involved in a car accident 2 weeks ago, I was travelling straight though a T intersection and the car coming the opisite direction made a right turn and hit me on the ... |
|
 After a year revocation of a Drivers License expires in 1 state is it possible to get a DL in another state? |
| A friends Drivers License was revoked for 1 year because of a 2nd DUI. Is it possible to get a Drivers License in another state after that year is up?... |
|
 Is there a easier way to pay your Car Rego in Australia? |
| and does any one know about this new way to pay it... http://www.regoezy.com.... |
|
 misplaced my license, can I still drive until I get a replacement? |
| I've lost my license, physically lost the card, I can still legally drive and everything. I live in NSW australia, and I can't get to the motor registry until the day after tomorrow, was ... |
|
 How do I change a QLD to an interntional driver's licence? |
| Needing it to drive in the UAE.
And I can't go to the RTA as this is QLD, not NSW, and those state bodies don't deal with licensing.... |
|
 driving sight test? |
| i wear contact lenses but they are a power -12 00 will i be able to pass the sight test please help as i am scared as i am really ... |
|
 Has anyone met a car crash with a rental car? I need some legal advice, please.....? |
| I met a car accident at Port Lincoln, SA 6 months ago, and the car company asked me to pay for the lost (the cost of the car damage and the loss of profit during the car repair), which is up to AUSD30... |
|
 Is there a German car insurer who will insure an English car with English number plates? |
| I am studying in Germany and will only really have my car in Germany for 6 months of the year and feel this to be too short a time to have to deregister/change headlights etc. (and also very costly).
... |
|
 Victorian Drivers Licence? |
| Hi,
I came to Melbourne an year ago and now i need to have a drivers licence. I do not have an overseas licence and i don't know driving. What is the process for learning and applying for a ... |
|
 who can cancell my driving licence? |
| my company going to cancell my heavy bus licence its ... |
|
 Who can track down this License Plate? |
| We were going to Keilor Downs shopping center and we come out and see a note on our windscreen saying:
We saw a lady reverse into your car twice, but drove away. License Plate No. QAS 860 Melbourne P... |
|
 learners licence/ special conditions? |
| i am 17 and i live in Australia N.S.W i have recently got my learners licence but i need to drive to work because it is 30km away from where i live but i have no one with a full licence that can go ... |
|
 car question and insurance??? |
| i need to know how much insurance would cost for a 17 year old driver, lives in MA, and for a sports car???
I know that insurance for sports cars are more then other cars but does anyone know a ... |
|
 What can i do to the owner of a small truck who made a big dent in my car at a shopping centre ? |
| I had parked my car next to a small truck at westfield which was parked at an angle.
when i went back to my car, i found the dent on my car and no 8 scratched on the bonnet.
I could not report ... |
|
 if you'r a p plater how many points do you get before you get banned? |
| i need help!
my brohter's a p plater, and he got a speeding fine of 7 points, will he get banned, or how many points dus he get now before he's banned?... |
|
 UK driver in Queensland Australia? |
| I'm from the UK but in Queensland at the moment. I have my photo card driving license. Am I ok to drive an Australian friends car?... |
|
 Drivers test on the internet help please!!!!!!!!!!? |
| i'm goin for my license well over due (i shoulda done it years ago) and i want to do the written test on the internet before i go to the licenseing centre and do it, only thing is i dont know ... |
|
 Quote from Panel Beater for Insurance? |
| I took my 4x4 to the panel beaters to get a quote for the insurance company... They have written it off... They said that the market value is around $5500 - $6000... But the value I have seen on the ... |
|
|
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
