Home     Links     Contact Us     Bookmark  
 
   Homepage      News      Legal Forum      Dictionary  
Home : Legal Forum : Insurance & Registration

Got pulled over for driving with suspended license and no proof of insurance?
Find answers to your legal question.





Got pulled over for driving with suspended license and no proof of insurance?

I had an unpaid speeding ticket which resulted in a suspended license. I got pulled over and didnt have my insurance card on me either. My insurace had a lapse of coverage anyways. So I have court today and Im curious if they will be able to tell if I had a lapse of coverage because I still have my insurance card for the date I got pulled over and it covers the date I got pulled over but there was a lapse in coverage. So I guess what Im asking is if the judge can and will call the policy to see if it happened to be lapsed at the time or if he will be content with the insurance card.







lucy
Rating
Insurance cards will only show the dates of coverage on your policy which is usually 6 months. But an insurance card is just that, and if you fail to pay your premium is useless, since the insurance company will state that your policy lapsed.

Now at the time you got pulled over, if you had had your insurance card on you, it it very unlikely an officer would have called and verify and most likely would just write the ticket for whatever reason he pulled you over for. But since no insurance card, added another ticket for no insurance.

So you have 3 strikes against you.
1; suspended license for failing to pay speeding ticket
2; no proof of insurance when pulled over the 2nd time
3; ticket for being pulled over.

My guess is that if you bring your insurance card, they will call and verify at the time you were stopped, did you have insurance, which you did not. Most likely they will know that you failed to pay the previous ticket and with the 2 new ones, will slap some heavy fines on you.

Now if your insurance was not lapsed at the time, you could bring proof with you from your insurance company, but since lapsed, you have no defense.

The only bright thing that happened is that you were not in an accident with no current insurance.


Rich
Rating
If your being charged with having no insurance, It's up to you to prove you had insurance at the time you were charged.







Legal Discussion Forum

 how much is car insurance for a 16 year old in canada/alberta?
plz tell the name of the company plz and ...


 Online drivers ed for california?
What is the best online drivers ed programs/websites quality and money wise? There are so many when i tried searching and Im not sure who to trust or whats an acceptable amount to pay....


 What do I need to bring the day of getting my drivers license?
What do I need to bring with me to take my drivers road test?...


 what questions are usually covered on the permit test?
im studying the ny state drivers manual and im just wondering what is covered on the test?...


 i got into a car accident today, but my friend was driving...whose insurance takes hte brunt of the situation?
...


 lost my social security card, birth certificate and driver's license?
one need at least one of them to replace the other it's in the state of virginia how do i replace them?...


 What Is No Fault Insurance in Ontario?
...


 When does the 6month period you need to have a driving permit start?
okay so i have my drivers permit. i got it in August. I have been learning to drive in the car with my parents but have not taking the driving school course thing. i know that i need to do that ...


 If my parents have a car insured...?
am i also insured when i drive that car, or do i have to be added to their insurance plan?

i just got my license and my parents arent sure how the policy works....


 When should you not carry full coverage auto insurance?
...


 Have you ever sued someone for personal injuries in a car accident that was not your fault?
How much did you get, what were your injuries, and how did you go about suing them???

How much time do you have to file a law suit??...


 how can i get another tag after it's been stolen?
...


 Cancelling UK car insurance??!! Help please?
I paid for my car insurance in full back in September. However I am thinking of getting a new car in April. I'm not going to stay with my current insurer (LV) so what will happen when I cancel ...


 If i go to the dmv and ask for new plates do i have to wait or they give it to me right away?
...


 What are some good places to take online driving classes to get your permit?
I am looking for an online driving class that i can take so i can pass the test to get my permit. I found one site, driversed.com, for $99 and it seems like a really good one. But then i found ...


 what is the cheapest and best insurance for brand new drivers (16 year old guys)?
also how much would it approximately be?...


 Do they check your driving record when getting a replacement license I lost mine?
...


 Insurance cost per month...?
I'm an 18 year old male, living in Seattle, WA.

I'm currently looking at a couple of cars and a couple options I have at about the $10,000ish or less range.

06 Ford M...


 Can i add my car to my uncle insurance ?
I planning to lease a car n have the plate from PA from my uncles house can I put my car in his ...


 if there is a cap on insurance claim of $10000 can that be exceeded?
don't answer this to say im greedy. i was injured and lost a lot due to someone speeding. i hear a lot from people telling me all kind of stuff im just wondering. i wish this didn't happen ...




Copyright (c) 2009-2013 Wiki Law 3k Friday, October 24, 2014 - Trusted legal information for you.
Archive: Forum  |  Forum  |  Forum  |  Links
0.034