When to buy motorcycle insurance?
Find answers to your legal question.
When to buy motorcycle insurance?
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I'm planning to buy a used motorcycle from a private party within the coming month or so. My question is, do i buy the motorcycle first, take it home, then get it insured? Or do i legally have to buy insurance first before i can purchase it from the private party?
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totallylost
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Have you insurance before you ride your new toy! Some states will take it away right after asking you for proof of insurance and you can't provide it. Motorcycle insurance is cheap, unless it's a c---rocket. If it's a street bike, and you have a clean driving record it won't be high at all. Does your state require you to be motorcycle endorsed? If they do, you are going to have to do that before getting your insurance for the bike. You don't have to get the insurance, but that's the wisest thing to do! Stay safe, and watch for the other guy-----loud pipes save lives! God bless us all........... |
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Kurt
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I really don't think it matters, just be sure to get it insured no matter what |
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Wannabe007
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You can ride it home but it means impounding and a lot of expense if you get stopped and don't have insurance. |
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mr_indomitable
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Since motorcycles are smaller in size and weight, you won't do as much damage with it as if you were driving a car and got in the accident. Therefore insurance is not required for motorcycles but check with your state to be sure. If you were to get a full coverage for your bike, that's were you would need to pull some cash out. Because you can get easily killed riding a bike the insurance company will make sure that you pay them enough for your funeral. |
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GrapeApe33
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As soon as you plan on driving it. You have to produce financial responsibility or insurance. I would have it in force when you are picking it up and have the title changed, therefore, you would have complete care, custody and control of your motorcycle. Enjoy your new bike... |
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