
thankgodformaryjane
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We share it. Put it all together, pay stuff, then split up the rest according to eachothers needs... we both stay happy, and the bills get paid! |
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westfield47130
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He's saving up for his divorce. If he was sure the marriage wasn't going to end, he wouldn't think twice about having a 50/50 relationship to include finances... He thinks it's his money when it's not really. |
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ferg400
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Married with seperate finances?!
My wife and I have joint accounts. My money is ours, and hers is ours. We never think in terms of "my" money, "her" money. |
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Sugarplum
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Pretty much putting the money in a joint account, pay the bills and basic needs.. food gas for vehicles and then we pretty much buy what ever we want with the rest if there is any, within reason though... |
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None of your buisness
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He works full time and I work part time. He pays all the big bills like rent and the car payment ect. I pay the small bills like the phone bill and electric bill. |
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Mnementh
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How my wife and I do it is that our paychecks all go into one account, and all the bills are ours. Not hers and mine, but ours. For richer and for poorer and all. |
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Msdeb gee
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WELL WHEN WE SAID I DO WE BECAME ONE SO BOTH OF OUR MONEY GOES IN THE SAME ACCT AFTER THE BILLS AND GROC AND GAS FIR THE CARS ARE COVERD WE MAKE SUR THE KIDS HAVE WHAT THEY NEED THEN WE GIVE OUR SELFS EACH AN ALLOWES OF 75 DOLLARS A WEEK SOME TIMES THE ALLANCE IS MMORE AND SOME TIMES LESS AS LONG AS WE BOTH GET THE SAME I PUT MINE UP FOR CLOTHS AND SHOES AND GIFTS FOR THE HOLIDAYS |
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â„¢ Falcon Punch! â„¢
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50/50 is not good in my opinion. I rather put both checks together and py the bills that way. The blame for unpaid bills will not fall on one spouse. I seen the 50/50 in action and finger pointing going on. JOINT ACCOUNTS ARE BETTER WHEN MARRIED lol. |
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Emmy J
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When 2 people come together in marriage so do their incomes for the benifit of the house hold.I agree with you, Their should be an allowance. You should try watching "Money Man" together it is a very enlightening programme. |
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seekn2know
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I agree with you. Money should go together in an account to pay bills only then set up a separate account for you & for him to put "spending money" into. that way the bills get paid and each of you has some money to use however you want. It is better than resentment. |
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piyux
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Though matter, number 1 reason of marriage problems: finances. It seems that no one has a clear answer but expects advice two things:
- All salaries should go to only one bag
- Both should make an effort for helping at home (home staying moms don't make money but hell they are worth especially when they really assume this difficult role)
- Both should be careful while spending this money and agree with the spouse on how to spend, how much and when. |
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oar1963
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when i was married.. only i worked the last few years.. it was the same when he worked, though, in reverse..
piled all the money into the bank.. and paid the bills.. then, we decided what the family wanted or needed in the near future.. and what was left, we divided equally for the two of us for fun money, mad money.. you get the idea.. the kids wanted for nothing.. and it didn't matter who made how much.. it was all ours together.
remember.. if you are paying taxes together at the end of the year.. why shouldn't you get the benefits of each others money during the year?
also, if paying allowances to kids.. that is a bill.. don't short them on the money if things get tight.. go without for you.. they work hard, and need the reinforcement more than we do.. instill good habits to them..
negotiate all terms and amounts for these bills.. and the way to handle like, credit cards and the like.. maybe change how you get around.. like take the bus to increase the time your money is in the bank.. save on gas and allow more for the both of you ...
good luck.. each couple finds their own way in this. |
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laura
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Split bills by percentages of the total of your individual checks.. NOT 50/50
You would both put the same percent of your total paycheck into all bills. The totals will be different for each person because you make different amounts.
if he puts in 25 % than you do too.
Do NOT let him get away with this! And do NOT give in! |
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Lydia
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We don't split anything - one account for everything. All money coming in goes in the account, then all bills, etc. are paid out of that one account. When you marry you become one, and that should mean financially too.
I think you have a controlling/selfish dude there... not willing to fully commit. Time for a serious talk, and getting things down on paper about budgeting.
Good luck. |
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pattypuff76
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We had a joint account for household expenses. We each put half of the rent, phone bill, cable, etc in that account.
We each had our own checking accounts to pay our cell phone bills, car payments, and credit card bills from. We never shared cell phone plans or credit cards. |
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Sinister
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let him have his allowance,as long as you get the same amount.if he wont go for that-then all the money gets pooled together,pay the bills,and go from there.thats not too hard,and if he cant understand that,then you need to get him to a financial counselor,because money problems will ruin your marriage-its that important. |
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Jessica F
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i'm glad you asked this .. we have been married for almost 16 years and we have allways done it the same way we put ALL the money together ,pay the bills, then what ever is left we spend together or both decide where we should spend it , we don't make a ton of money we both know how much the other one makes and we trust each other, most of the time i just give her my check to pay the bills with, it works good for us . don't be greedy and trust each other ..... |
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bdhobbs1
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me and my wife have a joint account and I have an excel spreadsheet that lists our paydays, bills, amounts, dates, etc.
we budget for gasoline, groceries, etc and pay all the bills first and then discuss how to deal with the remaining money
all of our paychecks are direct deposited into our joint account |
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gary c
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It all goes into one account. The bills get paid and then decisions are made about what the family needs and that is paid for. My overtime or bonuses go directly to the savings account (direct deposit) then we spend what is left over and have agreat time doing it and NEVER argue or fight over it.
There is never 50/50 in a marriage, it is all combined and all paid together. |
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the cats' mother
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You have serious problems if you and your husband have not been able to reconcile your financial matters. Money problems are the number one cause of divorce. My husband and I pool our paycheques, figure out how much money has to be paid for bills, rent groceries, savings etc. what is left we split between the two of us. As for one of us keeping a whole
paycheque for himself I think is not only selfish and immature
but dangerous. I would suggest that if he is not amendable to sharing with you that you pay what you can of the rent and
other expenses such as food and light etc. and whatever your bills are I am assume credit card debts etc. and then let your husband give you his share and he can pay or not pay his
own bills seeing he seems to owe the most money. Failing that perhaps you could get a consolidation loan and pay off all your debts and the payment could be smaller and easier for you to split. Given his attitude I don't honestly see much of a chance of your relationship surviving given his selfish
attitude. I am sorry He sounds like a big baby who wants his own way and is not prepared to give up HIS stuff for
YOUR life together as a couple. |
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ktina
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My husband and I have our own bills. Our paycheck is split 50/50 ... 50% of my paycheck goes to my bills (same goes for his paycheck) and the other 50% goes to the house bill, food, and etc.
We both have our own checking accounts and we also share a checking account (house bills)
We've been together for 2 years and so far its working. |
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Yahoo Makes Me Mad
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Well, normally or at least what I thought was you would have a joint checking account and have both paychecks going into that account, then you pay all the bills out of the account then share whats left.
I am not sure that I would appreciate splitting checks and making it more like being roommates.
Marriage is the union of 2 into 1, so finances should be treated the same... at least in my eyes. |
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Richard K
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well, it's hard to adjusted to. my wife and i put everything in to the same account. if you one of wants something, then we discuss with the other before the purchase. although, there are times i want something that's way to expensive, so i have to end up selling something of mine and just pay a little difference. it's hard, to compromise with money, but i wouldn't let that be a huge downfall of your marriage. as long as everything gets paid and you both get money for leisure, then i would say leave it be, but if it's causing you to be late on payments, then you really need to keeping nagging until he gives in. |
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truly
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We have NEVER split the bills as a married couple. For us, that would be stupid, complicated, and tottally unessary. When we took our vows, we agreed to become one. Our paychecks go into one account, all of our bills (even ones from before we were married) are paid and we contribute to a common saving account. We agree that purchases over lets say $50 would be discussed before buying and we both get spending cash from this one account. It is all equal. It doesn't matter who has the bigger check. We are working as one. No one has a selfish attitude about it and we are both giving. No fights involved, no bills are unpaid, and all reasonable purchases are fulfilled. Many marriages fail because people can not work together and do what makes the most sense. |
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Anie
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I'm in a similar situation. My husband makes less than I do, yet he also has more baggage i.e child support & credit card debt. We fought about this constantly off and on for 6 months or so. When we finally decided to see a therapist b/c we just couldn't resolve it between us ourselves she basically said the same thing you did. Weekly allowance until the bills are caught up. She also stressed how we need to remember we are in this as a team and for better or for worst. Richer or poorer. We literally sat down and wrote out a budget. We also researched retirement plans. We were shocked to know how much we'll actually need to retire "comfortably." It was very inspiring in terms of "financial freedom." It takes dedication and hard work. Unfortunately, the bills come first. |
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chi_ma
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Not all married people split the paychecks. My husband says his income is ours. We don't split. But, I can suggest what I would do if I was in your position. He should pay the household bills, ie house or rent, utilities, groceries, his vehicle note, insurance on his vehicle and house (if applicable) and his personal bills. You pay your personal bills, your car note and auto insurance. You should have separate checking accounts. Bottom line..the splitting of paychecks is often a sensitive subject for those who do and it normally causes problems. I think your suggestion is a good one. Good luck. |
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CaseBasket
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There are as many ideas of marriage on the earth as there are cultures and religions. That said, people start off under some spiritual religious mantra and then end up doing everything in their power to make it a kind of wall between folks who may have felt love at some juncture.
I think that when folks are beginning relationships with prenuptial ideas, separate accounts, expense accounts, allowances, one is making some statement both about trust and control. Probably one is also saying--I'm with you but I already anticipate disagreement around finances. Given that marriage is about sharing, one should probably have some idea before marriage if one's spouse has issues with money, malls, golf bags, new cars etc...
that said too, there are rules that should be broken alot---separate vacations (at times) why not?
Separate beds at times? why not--sleep better if you don't have king size or you have a snorer sheet puller on your hands.
Separate dinner menus--why not if one doesn't like some foods and the other does.....
but finances..might as well start looking into separate homes, I don't think separate expense accounts is the same as having separate cars.
Cheers. |
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marlese 999
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Unlike many of the others on here, I think that it can be good for a spouse to have some freedom with money.
Now, whatever arrangement you come to, it needs to be fair.
However, I personally like being able to spend my own money without having to justify it or feeling like I'm taking it from someone else.
My husband and I make very different salaries. What we think is fair is this - we work out a budget where we allocate particular expenses between us. He pays for groceries and gas. I pay for rent, etc. We work it out in such a way that we are both left over with the same amount of discretionary income in the end.
This way, we are both living the same lifestyles and working toward common goals, but we have total independence in the way we spend. |
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Q
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Have 3 bank accounts: one for you, one for him, and one joint account. Each pay period, you both put a predetermined amount of money into the joint account. You can base it on percent of income if your incomes are very different, or you can each put in an equal amount. You'll also be putting money away for retirement and for joint saving for a house or car or whatever. The rest of the money goes into your individual accounts to be used as spending money. |
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